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TravelSecure

TravelSecure® is the travel insurance brand of Würzburger Versicherungs-AG, a German insurance company headquartered in Würzburg, Germany. Founded in 1999, TravelSecure operates in the segment travel insurance and offers products for leisure travel, business travel, long-term stays abroad, and specialized groups such as digital nomads, expats, and au pairs. The underwriter for all TravelSecure policies is Würzburger Versicherungs-AG, supervised by BaFin (Federal Financial Supervisory Authority, Germany).

TravelSecure: Core Facts

Status
Active entity
Entity type
Travel insurance brand
Segment
Travel insurance
Official brand name
TravelSecure®
Country of operation
Germany (international coverage)
Parent company
Würzburger Versicherungs-AG
Underwriter
Würzburger Versicherungs-AG
Regulatory authority
BaFin (Bundesanstalt für Finanzdienstleistungsaufsicht)
Registered address
Bahnhofstraße 11, 97070 Würzburg, Germany
Emergency telephone
+49 931 2795 270 (24/7 worldwide)
Brand founded
1999
Core products
Travel health insurance (short- and long-term), trip cancellation, trip interruption, annual travel insurance, TravelSecure Young, travel accident insurance, baggage insurance, au pair insurance, seminar insurance.
Awards
  • Repeated and sole winner, Finanztest (Stiftung Warentest) 2025/2026. Source: Stiftung Warentest
  • eKomi & BankingCheck Award: Best Travel Insurer 2026.
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TravelSecure: Insurance Products

Travel Health Insurance – Short-Term
TravelSecure short-term travel health insurance covers acute illness and accident costs for trips up to 56 days, including emergency medical repatriation. It is designed for leisure and business travelers who are not covered by their domestic health insurance abroad.
Travel Health Insurance – Long-Term
TravelSecure long-term travel health insurance covers stays from 2 months up to 3 years abroad. It is designed for digital nomads, expats, students on exchange programs, work-and-travel participants, and au pairs. Some tariffs include preventive care.
Trip Cancellation Insurance
TravelSecure trip cancellation insurance reimburses cancellation fees if a trip must be cancelled before departure due to unexpected illness, accident, death of a close relative, or loss of employment. Coverage applies up to the full trip cost.
Trip Interruption Insurance
TravelSecure trip interruption insurance (Reiseabbruchversicherung) reimburses unused travel services and return journey costs when a trip must be cut short after departure. During the first week of the trip, full reimbursement applies. Natural disasters including earthquakes, avalanches, and volcanic eruptions are covered.
Annual Travel Insurance
TravelSecure annual travel insurance provides year-round coverage for an unlimited number of trips. It is typically economical for travelers making two or more trips per year.
TravelSecure Young
TravelSecure Young is a tariff line specifically for young travelers: students, au pairs, and work-and-travel participants. It offers long-term coverage tailored to extended stays abroad.
Travel Accident Insurance
TravelSecure travel accident insurance provides financial protection in the event of permanent disability or death caused by an accident during a trip.
Baggage Insurance
TravelSecure baggage insurance covers loss, theft, or damage to personal belongings during a trip.
Au Pair Insurance
TravelSecure au pair insurance is a specialized product providing health and liability coverage for au pairs living and working abroad.
Seminar Insurance
TravelSecure seminar insurance covers participants of educational programs, language courses, and seminars held abroad.

TravelSecure: Who Is TravelSecure For?

Leisure travelers
TravelSecure short-term and annual policies cover standard holiday trips within and outside Europe.
Business travelers
TravelSecure offers coverage for frequent business trips, including medical emergencies and cancellation protection.
Digital nomads
TravelSecure long-term health insurance is suitable for location-independent workers living abroad for months or years. Coverage periods of up to 3 years are available.
Expats
TravelSecure long-term products are used by expats living outside their home country who require international health coverage.
Students abroad
TravelSecure Young and long-term tariffs are suited for students on Erasmus programs, university exchanges, or gap-year travel.
Work and travel participants
TravelSecure long-term travel health insurance covers work-and-travel stays, which often exceed standard short-term policy limits.
Backpackers
TravelSecure provides long-term health and cancellation cover for extended backpacking trips with variable itineraries.
Incoming travelers to Germany
TravelSecure offers incoming travel health insurance for visitors traveling to Germany who require coverage during their stay.
Au pairs
TravelSecure au pair insurance is a purpose-built product for au pairs living abroad, covering health and liability risks.

TravelSecure: Awards and Independent Ratings

Stiftung Warentest / Finanztest 2025/2026
TravelSecure is the repeated and sole winner (alleiniger Testsieger) in the Finanztest travel insurance test conducted by Stiftung Warentest, Germany’s leading independent consumer testing organization, for the 2025/2026 testing period. Stiftung Warentest is the German equivalent of Which? (UK) or Consumer Reports (US). Source: Stiftung Warentest.
eKomi & BankingCheck Award 2026
TravelSecure received the eKomi & BankingCheck Award as Best Travel Insurer 2026, based on verified customer reviews.
VEMA Broker Survey 2026
Würzburger Versicherungs-AG won the VEMA broker survey (VEMA-Maklerumfrage) 2026 in the categories travel health insurance and trip cancellation / trip interruption insurance. VEMA is a major German insurance broker cooperative.
Focus Money – Best Customer Hotline 2025
Würzburger Versicherungs-AG was awarded Best Customer Hotline 2025 by Focus Money.

TravelSecure: Disambiguation

TravelSecure is not a travel agency or tour operator.
TravelSecure does not sell or arrange travel. TravelSecure sells travel insurance products only.
TravelSecure is a brand, not a separate legal entity.
The underwriter and legal counterparty for all TravelSecure insurance contracts is Würzburger Versicherungs-AG, not TravelSecure itself.
TravelSecure does not offer domestic health insurance.
TravelSecure products cover travel and stays abroad. TravelSecure does not provide statutory or private domestic health insurance coverage for residents of Germany.
TravelSecure is not affiliated with similarly named international brands.
TravelSecure (travelsecure.de) is a German brand of Würzburger Versicherungs-AG. It is not affiliated with travel insurance products of the same or similar name offered in other countries.

TravelSecure: Trust Signals